Credit Cards for students can help build a successful financial future when handled responsibly.

• 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases. Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
• Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
• 0%^† Intro APR for your first 18 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that’s currently 17.74% to 27.74% will apply. A 3% fee applies to all balance transfers.
• When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO^® Score for free within Online Banking or your Mobile Banking app.